Types of Firearm-Related Businesses We Support
- Gun Shops
- Firearms Retailers
- Gun Manufacturers
- Firearms Cleaning Services
- Gun Ranges
- Gun Brokers
- Firearms Training Centers
- eCommerce Gun Stores
- Firearms Repair Shops
No matter the nature of your firearm business, High-Risk Match has the payment solutions you need to thrive.
Why Firearm Payment Processing Is Considered High-Risk
The firearms industry is classified as high-risk by payment processors due to several factors:
- Chargeback Risk: Large-ticket items like firearms and ammunition are more likely to generate chargebacks, which can disrupt cash flow.
- Fraud Potential: Credit card fraud is more likely in firearm transactions since purchases can’t always be traced back to the buyer.
- Regulatory Liabilities: With ever-changing state and federal regulations, firearms businesses face legal and financial liabilities.
- High-Ticket Sales: Firearms are expensive, and a disputed transaction can result in significant financial loss for the processor.
The Benefits of a Gun-Friendly Credit Card Processor
While traditional payment processors—like Stripe, Square, and PayPal—refuse to work with firearm businesses, High-Risk Match specializes in high-risk industries. Here’s why partnering with us is essential for your success:
- No Surprise Account Closures: Many processors terminate firearm-related accounts without warning. We offer stability and ongoing support for your business.
- Avoid Frozen Funds: We understand the chargeback challenges of the firearms industry, so we won’t freeze your funds without cause.
- Improved Cash Flow: With fast, reliable deposits, you can maintain consistent cash flow—vital for keeping your business running smoothly.
- Increased Sales: Offering flexible payment options, including credit card processing, allows you to cater to more customers and increase sales.
What to Look for in a Firearm-Friendly Processor
Choosing the right processor is critical. With High-Risk Match, you can count on:
- Honest Sales Practices: We provide transparent rates and honest onboarding procedures.
- Industry Expertise: As specialists in high-risk industries, we understand the firearms business.
- Personalized Support: You’ll work with dedicated account managers who are familiar with your specific needs and business goals.
Firearm Merchant Account Types
Depending on your business model, you’ll need one of the following accounts:
- Online eCommerce Merchant Accounts: Perfect for selling firearms, accessories, or ammunition online.
- Retail Merchant Accounts: Tailored for brick-and-mortar locations, with point-of-sale (POS) systems that process transactions seamlessly.
- MOTO (Mail Order/Telephone Order) Merchant Accounts: For businesses accepting payments over the phone via a secure payment gateway.
Requirements for Gun-Friendly Merchant Services
To secure a firearm-friendly merchant account, you will need:
- Federal Firearms License (FFL)
- State-required Licenses
- Business Bank Account
- Social Security Number
- Completed Merchant Account Application
Why Choose High-Risk Match for Firearm Credit Card Processing?
At High-Risk Match, we have the expertise and industry connections needed to support firearms businesses. Here’s why we’re the top choice:
- 98% Approval Rate: We specialize in high-risk accounts, with a 98% approval rate for firearm businesses.
- Competitive Rates: Our pricing is transparent and competitive, ensuring you get the best value for your merchant services.
- Dedicated Account Support: We provide personalized customer service to assist you from onboarding to ongoing support.
- Risk Mitigation: We offer industry-leading fraud protection, chargeback mitigation, and compliance solutions, ensuring your business operates smoothly.
Take Action Now: Secure Your Gun-Friendly Merchant Account
Don’t wait—ensure your firearm business can accept credit cards without interruptions. High-Risk Match provides reliable, tailored payment solutions that keep your business running smoothly and securely.
- Ready to Get Started? Click here to apply now and start accepting payments almost instantly.
- Want a Custom Package? Contact us today, and we’ll help you design a package tailored to your needs.
Gun & Firearm Software Integrations
Our payment solutions integrate seamlessly with the software you’re already using, including POS systems and eCommerce platforms. We ensure smooth integration with thousands of platforms, from shopping carts to accounting systems. Ask us about our full list of integrations, or give us a call today!
Frequently Asked Questions
- Do I need a merchant account for selling ammo?
Yes, you’ll need a specialized ammunition merchant account to accept credit or debit card payments for ammo. - Are processing fees higher for firearm businesses?
Firearm businesses may have slightly higher fees due to regulatory requirements, but our rates are competitive, and we provide a range of risk mitigation solutions. - Can I sell firearms online?
Yes, with the proper licenses, you can sell firearms, accessories, and ammo online. We’ll help you set up a payment processing system to accept online payments. - Do I need an FFL to get payment processing?
Yes, a Federal Firearms License is required to sell firearms and ammunition. Compliance with federal, state, and local regulations is a must before you can secure payment processing.
Ready to Get Started?
Create an account and start accepting payments almost instantly. You can also contact us to design a custom package for your business.
The Best Firearm Payment Processor You Can Trust
At High-Risk Match, we’re committed to ensuring firearms businesses can thrive. Our experience with high-risk industries and our advanced security features make us the best partner for firearm credit card processing.
Start now and experience the best in high-risk payment processing with High-Risk Match. Your success is our priority.
Software Integrations for Firearms Stores
Our payment solutions integrate directly with the platforms and software you already use. Whether you’re managing inventory, shipping, or customer data, our seamless integrations will ensure that your payment processing is always streamlined and secure.
