Why You Need a Merchant Account for Website Design & Development
Given that a well-designed website is crucial to a company’s brand image, clients are willing to invest significantly in web development services. This means that, as a skilled professional, you can generate substantial revenue with the right clients. To manage your transactions efficiently, you’ll need a specialized web design merchant account that supports high-ticket sales and includes fraud protection tools.
A high-risk payment processor with banking relationships that cater to your industry is essential for processing client payments through an integrated payment gateway or virtual terminal. While the application process may seem straightforward, the web design and development industry is considered high risk by many banks and payment processors.
Why Are Web Design Services Considered High Risk?
Several factors categorize web design and development businesses as high risk, including:
- Selling Services: Tracking the sale of intangible services can lead to disputes over payments.
- High-Ticket Sales: Web design projects often involve transactions in the hundreds or thousands of dollars, increasing the likelihood of chargebacks and fraud.
- Chargebacks & Disputes: Service-based businesses are particularly vulnerable to chargebacks and disputes, which can lead to account closures if not managed properly.
To mitigate these risks, you need a high-risk payment processor that specializes in handling the complexities of the web design industry.
Benefits of Having a High-Risk Website Merchant Account
When choosing a high-risk merchant account for your web development business, it’s crucial to find one that offers the following features:
- Fraud & Chargeback Mitigation: Protect your business from fraudulent transactions and excessive chargebacks with advanced risk management tools.
- Recurring Billing & Auto-Invoicing: Automate your billing process for ongoing projects and client retainers, making it easier to manage recurring payments.
- Virtual Terminal: Accept payments for card-not-present transactions securely through a virtual terminal, ensuring your clients can pay remotely with ease.
Why High-Risk Match Is the Expert in Website Credit Card Processing
At High-Risk Match, we specialize in providing customized payment solutions for high-risk businesses like web design and development. Our extensive industry knowledge and relationships with over 10 banks ensure a smooth merchant account approval process, allowing you to focus on delivering outstanding services to your clients.
What We Offer:
- Seamless Integration: We offer fully PCI-compliant payment gateways and virtual terminals to ensure secure transactions for your business.
- Dedicated Account Manager: A dedicated account representative will help you navigate the process, set up your payment gateway, and address any questions or concerns you may have as your business grows.
- Risk Mitigation Tools: With advanced tools to manage chargebacks and prevent fraud, you can focus on scaling your business without worrying about payment disruptions.
Setting up your high-risk merchant account doesn’t have to be daunting. High-Risk Match will help you find the merchant services support your business needs to succeed in the long run.
Call to Action: Get in touch today for a consultation or start your application with High-Risk Match now!
eCommerce Web Design Integrations
High-Risk Match provides seamless integration solutions for eCommerce platforms like OpenCart, ideal for web design and development businesses. Our payment gateways connect directly to your website shopping cart, enabling you to accept payments securely and efficiently. Whether you need to integrate your CRM or accounting software, we have the solutions to ensure your payment processes run smoothly.
Call to Action: Contact us to learn more about our eCommerce integrations for web design businesses and get started with your merchant account today!
Additional Enhancements:
- Security & Fraud Prevention:
Elaborate on how High-Risk Match’s fraud prevention tools and chargeback protection can help secure your web design business. We utilize real-time monitoring and advanced encryption to safeguard transactions, reducing the risk of fraud and protecting your business from revenue loss.
- Stronger Testimonials & Case Studies:
Hypothetical case studies can add credibility to your services. For example:
- Case Study: “John’s Web Development Studio was struggling with chargebacks and payment disputes—until High-Risk Match stepped in with its specialized risk mitigation tools. Within months, John’s business had stabilized, and he was able to focus on growing his client base without worrying about payment interruptions.”
- Detailed Benefits:
Highlight the specific benefits High-Risk Match provides, including:
- Real-Time Reporting: Monitor transactions in real-time to identify any suspicious activity.
- Recurring Billing Features: Automate billing for long-term projects or client retainers, saving time and ensuring consistent cash flow.
- Mobile Payment Options: Enable your clients to pay through mobile-friendly platforms, offering flexibility and convenience.
- Compliance Information:
Ensure businesses stay compliant with industry regulations by using our PCI-compliant gateways. High-Risk Match ensures your web development services adhere to security standards, protecting both you and your clients.
- FAQ Section:
Add an FAQ section to address common concerns for web design businesses. Example questions:
- Why are web design services considered high risk? Web design services involve high-ticket sales, intangible products, and higher-than-average chargeback rates, all of which contribute to the high-risk classification.
- How long does it take to get approved for a merchant account? Most businesses can be approved within a few days after submitting the necessary documents.
- What fees can I expect with high-risk processing? High-risk processing fees vary based on your business’s risk factors, but we offer competitive rates and free cost comparisons to ensure you’re getting the best deal.
Web Design SIC Codes: 7371, 7373, and More
SIC (Standard Industrial Classification) and NAICS (North American Industry Classification System) codes are used to classify businesses by their primary activities. Web design and development companies typically fall under:
- SIC 7371: Computer Programming Services
- SIC 7373: Website Design Services
- NAICS 541511: Custom Computer Programming Services
- NAICS 541512: Computer Systems Design Services
- NAICS 541519: Other Computer Related Services
- NAICS 519130: Internet Publishing and Broadcasting and Web Search Portals
These codes help banks and payment processors quickly identify your business type, assess risk factors, and set you up with the appropriate software integrations. They are also used by the US government to classify businesses for data organization and statistical purposes.
