How to Get a Travel Merchant Account:

Why Choose High-Risk Match for Your Travel Merchant Account?

To accept various payment methods, such as credit and debit cards, your travel business will need a dedicated merchant account. Securing a travel merchant account is a seamless process with High-Risk Match. Simply fill out our contact form, and a dedicated account manager will reach out to guide you through the process.

Your account manager will review your business details and recommend the most suitable payment solutions. Once approved, you'll be able to process payments within a day, ensuring your business operates efficiently and securely.

Travel Merchant Account | High Risk Match

Types of Travel Businesses We Support

  • Travel Agencies
  • Tourism Activity Businesses
  • Timeshare Businesses
  • Cruises
  • Souvenir Shops
  • Short-term Rentals
  • Transportation Services
  • Resort Packages
  • Vacation Rentals
  • Bed and Breakfast Businesses
  • Travel Marketing Firms
  • Vacation Clubs

What Is Required for Travel Agency Merchant Accounts?

At High-Risk Match, we make the application process as straightforward as possible. To get started with your travel merchant account, you’ll need the following:

  • Government-issued identification
  • Voided check
  • ARC bond or IATA certificate (for flight ticket bookings)

Note: We may require prior processing history or bank statements for certain businesses.

Additionally, if your business operates online, your website must contain the following elements:

  • Contact information
  • Terms and conditions
  • Pricing page
  • Age verification
  • Refund and Cancellation Policy
  • Privacy Policy
  • Secure checkout page with card brand logos

Travel & Timeshare Merchant Account Types

No matter what type of travel business you run, offering multiple payment options ensures convenience for your customers. High-Risk Match helps our merchants access a variety of payment services:

  • Online Payments: Accept online payments securely via our integrated payment gateways, which work with most eCommerce platforms. Benefit from fraud prevention tools and chargeback protection to safeguard your business.
  • In-Person (Retail): While brick-and-mortar travel agencies are less common, in-person transactions are still essential for some travel services. We offer retail payment solutions, including POS systems, to handle customer payments on-site.
  • Over the Phone: Accept payments over the phone via virtual terminals, which allow you to input customer payment details securely when the card is not present. This is ideal for sales hotlines or custom travel services.

Benefits of Payment Processing for Vacation Rentals & Timeshares

If your travel business hasn’t partnered with a credit card processor yet, you may be missing out on significant financial benefits. Here’s why accepting payments through High-Risk Match is advantageous for vacation rentals, timeshares, and other travel-related businesses:

  • Upfront Payments: Securing upfront payments helps reduce cancellations and last-minute changes, ensuring your revenue stream remains steady. Accepting credit card payments makes this process seamless.
  • Enhanced Security: Travel businesses classified as high-risk need additional security measures. With High-Risk Match, your transactions are protected with fraud prevention tools and chargeback management systems.
  • Attract Travel Cardholders: Many consumers use travel-focused credit cards for perks like travel insurance and air miles. Accepting these cards ensures you capture this valuable customer base.

Travel Agency Merchant Account Integrations

High-Risk Match understands the importance of integrating your payment systems with third-party booking platforms. Our payment gateways work seamlessly with leading platforms, ensuring smooth transactions for your customers. Popular gateway integrations include:

  • Authorize.net
  • NMI
  • USAePay
  • Braintree
  • Cybersource
  • Fluidpay

Why Choose High-Risk Match for Your Travel Merchant Account?

At High-Risk Match, we understand the unique challenges travel and timeshare businesses face. From extended fulfillment times to the risk of cancellations, our merchant accounts are tailored to support your operations, ensuring smooth and secure payment processing.

Here’s why High-Risk Match is your top choice:

  • Affordable Payment Processing: We offer transparent and competitive pricing, allowing you to reinvest in your business without worrying about excessive processing fees.
  • Versatile Payment Solutions: Whether you need in-person card readers, ACH & eCheck payments, or online gateways, we provide a comprehensive range of solutions to meet your needs.
  • High-Risk Expertise: We specialize in high-risk industries and have developed specific solutions to help travel businesses navigate common challenges like chargebacks and cancellations.
  • Streamlined Application: Our simplified application process helps you get set up quickly, so you can focus on growing your business.
  • Industry-Specific Services: We cater specifically to the travel industry, offering features like QR code payments, custom gateways, and tailored payment solutions that align with your brand and customer needs.

Ready to Get Started?

Secure your travel merchant account with High-Risk Match and start accepting payments almost instantly! Whether you’re looking for a custom payment solution or a quick setup, we’ve got you covered.

Contact us today to discuss your business’s specific needs and how we can help you achieve your goals.

Travel Merchant Account FAQ

Why are travel businesses considered high risk?
The travel industry is deemed high-risk due to extended fulfillment times, a higher likelihood of cancellations, and increased chargeback rates from consumers.

How long does it take to get approved for a travel merchant account?
Most travel merchant accounts can be approved within 48 to 72 hours, once all necessary documentation is submitted.

What fees can I expect for travel payment processing?
Fees vary depending on your business’s specific needs. At High-Risk Match, we offer competitive rates customized for the travel industry.

Travel Software & Booking Platform Integrations

High-Risk Match offers seamless integration with the software and booking platforms you already use. From online booking systems to accounting software, our payment gateway can easily link to your existing tools, making payment processing effortless for both you and your customers.

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