Traditional acquiring banks often categorize subscription-based businesses as high risk, which can make securing a merchant account challenging. But with High-Risk Match, we specialize in providing merchant services to high-risk businesses, including those in the subscription and continuity sectors. Our tailored solutions help you manage risk, process transactions efficiently, and ensure your subscription business operates smoothly.

Why Subscription Merchant Accounts Are Hard to Place

Subscription businesses are considered high-risk for several reasons:

• Excessive chargebacks: Subscriptions often see higher chargeback rates due to customer disputes over automatic renewals or dissatisfaction with services.
• High transaction volumes: A large volume of recurring transactions increases the likelihood of payment issues.
• Potential fraud: Fraudulent activity is more common in subscription models, particularly with card-not-present transactions.

These factors make many banks hesitant to provide merchant accounts for subscription businesses. However, High-Risk Match specializes in mitigating these risks through continuity billing structures, seamless gateway integration, and fraud prevention tools to ensure that your business continues to grow without interruptions.

Negative Option Processing and Its Impact on Merchant Accounts

One of the more controversial features in the subscription industry is negative option processing. This method involves recurring charges that automatically renew until the customer takes action to cancel. While this setup is convenient for both merchants and customers, banks often view it as a high-risk feature due to the potential for disputes.

At High-Risk Match, we have the experience to help you navigate the complexities of negative option processing and implement best practices that minimize chargebacks and maximize customer satisfaction. Whether you’re offering a trial supplement, clothing subscription box, or another service, we can provide the support and tools you need to succeed.

Partnering with a Trusted Continuity Merchant Account Provider

At High-Risk Match, we are an innovative leader in the high-risk merchant services industry, specializing in hard-to-place accounts for subscription-based businesses. We understand the unique challenges of the continuity economy and offer comprehensive payment solutions, including:

• API integrations that work with nearly every third-party gateway, ensuring security and reliability for your customers.
• PCI-compliant practices to protect sensitive payment data and maintain industry standards.
• Chargeback mitigation tools to help prevent and resolve disputes before they impact your business.

Additionally, our partnership with SUBTA (Subscription Trade Association) keeps us at the forefront of the subscription industry’s latest trends and transformations. As a trusted provider for SUBTA’s numerous business owners, we’re honored to facilitate credit card processing for this growing sector.

Subscription and Continuity Business Types We Support

At High-Risk Match, we support a wide range of subscription-based businesses, including:

• Content Downloads
• Replenishment Services
• Product Discovery Boxes
• Healthcare Subscription Services
• Education and eLearning Platforms

The subscription model allows businesses to monetize nearly anything, and customers seek out companies offering subscription-based services for their convenience and flexibility. With predictable revenue streams and lower upfront costs for customers, the possibilities for subscription businesses are endless.

Modern Payment Solutions for Subscription Businesses

To keep your business running smoothly, you need modern payment solutions that cater to the unique needs of subscription-based companies. At High-Risk Match, we offer:

1. Seamless Payment Gateway Integration

Our payment gateways integrate seamlessly with your existing website or platform, ensuring secure and smooth transactions. Whether you’re processing credit cards or accepting alternative payment methods, we provide the tools to manage your recurring payments efficiently.

2. Flexible Billing Options

We provide options for continuity billing, allowing you to automate subscription renewals without worrying about missed payments or manual billing processes.

3. Real-Time Fraud Detection

Our fraud prevention tools monitor transactions in real-time, helping to identify and prevent fraudulent activity before it impacts your business.

4. Chargeback Prevention and Resolution

With advanced chargeback mitigation tools, we help you reduce the risk of chargebacks and resolve disputes quickly, ensuring your business remains protected from unnecessary losses.

Subscription Business Integration Possibilities

Ready to integrate your CRM with your payment processor? High-Risk Match offers integration possibilities for nearly every subscription CRM on the market. We’ve partnered with popular subscription platforms to ensure seamless processing for your business, including:

• NMI
• AUTHORIZE.NET
• And many Api / SDKs!

Our integration capabilities make it easy for your business to connect existing software with reliable payment processing solutions.

Start Processing Subscription Payments Today with High-Risk Match

We know that securing credit card processing for subscription businesses can be challenging, but at High-Risk Match, we’re here to make the process smooth and efficient. Our dedicated team will guide you through the application process and help you implement payment solutions tailored to your business’s needs.

Contact Us Today!
Phone: 1-877-242-2009
Email: info@highriskmatch.com

Don’t let payment processing delays slow down your growth—trust High-Risk Match to provide the secure, scalable solutions you need to succeed in the continuity and subscription industry.